Attention homeowners in Worthington and Delaware County: Need an appraisal?
See the top seven reasons why OH homeowners order from Berger Real Estate Appraisal & Consulting:
Need help determining the value of your house in or near Worthington, OH?
At Berger Real Estate Appraisal & Consulting, we understand the particular needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Berger Real Estate Appraisal & Consulting will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Need to cancel PMI?
A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping people just like you get rid of unneeded and unwanted PMI insurance.
Challenge property tax assessments
If you live in a region that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Berger Real Estate Appraisal & Consulting is your perfect weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be inopportune from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Berger Real Estate Appraisal & Consulting can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Berger Real Estate Appraisal & Consulting can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.